--- title: Our Planning Model description: From understanding your needs to implementing and monitoring tailored plans, we guide you with diligence and care, ensuring every step aligns with your goals. --- [![](https://www.efa.agency/hs-fs/hubfs/ETERNITY%20FINANCIAL%20ALLIANCE%20(1).png?width=150&height=74&name=ETERNITY%20FINANCIAL%20ALLIANCE%20(1).png)](https://efa.agency?hsLang=en) [![](https://www.efa.agency/hs-fs/hubfs/ETERNITY%20FINANCIAL%20ALLIANCE%20(1).png?width=150&height=74&name=ETERNITY%20FINANCIAL%20ALLIANCE%20(1).png)](https://efa.agency?hsLang=en) [![](https://www.efa.agency/hs-fs/hubfs/ETERNITY%20FINANCIAL%20ALLIANCE%20(1).png?width=150&height=74&name=ETERNITY%20FINANCIAL%20ALLIANCE%20(1).png)](https://efa.agency?hsLang=en) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. - About Us - [Who We Are](https://www.efa.agency/who-we-are) - [Our Planning Modul](https://www.efa.agency/our-planning-model) - Solutions - [Family Protection](https://www.efa.agency/family-protection) - [Retirement](https://www.efa.agency/family-protection-0) - [Retirement Supercharged](https://www.efa.agency/retirement-supercharged) - [Wealth Management](https://www.efa.agency/wealth-management) - [Company Benefits](https://www.efa.agency/company-benefits) - [Tax Mitigation](https://www.efa.agency/tax-mitigation) - [Estate Planning](https://www.efa.agency/estate-planning) - [Foreign National Program](https://www.efa.agency/foreign-national-programs) - [College Funding](https://www.efa.agency/college-funding-plans) - Take Action - [Risk Analyzer](https://app.onpointeriskanalyzer.com/entryform/BF0CBFFC-70D2-49E1-87A1-C235D7FAF7AD) - [Pro Calculator](https://www.efa.agency/pro-calculator) - [Premium Finance Estimator](https://www.myilia.com/agent-link/49542722-fa79-451f-bc1a-7d432f447b62) - [Schedule a Consultation](https://meetings.hubspot.com/edward-malekan) - [Contact Us](https://www.efa.agency/contact-us) - [Articles](https://www.efa.agency/articles) ## Holistic Fiduciary Planning Model Embark on a transformative financial journey. Understanding your needs to implementing and monitoring tailored plans, we guide you with diligence and care, ensuring every step aligns with your goals. [Talk to An Advisor](https://meetings.hubspot.com/edward-malekan) ###### Unlocking Your Financial Potential with Comprehensive and Tailored Strategies. ![20181117205928-shutterstock-556633009](https://www.efa.agency/hs-fs/hubfs/20181117205928-shutterstock-556633009.jpeg?width=500&height=333&name=20181117205928-shutterstock-556633009.jpeg "20181117205928-shutterstock-556633009") **8 Step Fiduciary Planning Process** **1.** Establishing a holistic fact-finding process to gain a clear and precise understanding of our client’s needs via FHA. **2.** Working diligently with the client to clearly identify and establish appropriate goals and objectives. **3.** Analyze, compare, and distinguish client scenarios ( current and suggested) **4.** Develop relevant and applicable proposals using due diligence, prudence, and care. **5.** Objectively educate the client about the subject matter prior to making the recommendation. **6.** Present recommendations clearly and accurately so the client gains a comprehensive understanding of the circumstances as well as the potential consequences of their action or inaction of the recommendations. **7.** Developing a process to implement agreed-upon recommendations. **8.** Establish a system for monitoring, reviewing, and adjusting the recommended plan. ![estate-planning-family](https://www.efa.agency/hubfs/estate-planning-family.jpg) #### What is a Financial Health Analysis (FHA) A Financial Health Analysis (FHA) is a part of our Holistic Fiduciary Planning to get a better understanding of your financial scope by; assessing where you are today, analyzing your financial goals for tomorrow and establishing a financial road map with confidence and precision. With our unique FHA process we map out a specific outline of your finances that will lead to a brighter and safer future. **Start Building Your Legacy Today** Don't leave your legacy to chance. Begin your journey today by contacting our dedicated team. We offer a complimentary consultation to assess your needs and provide you with a clear path forward. [Schedule a Consultation](https://meetings.hubspot.com/edward-malekan) [![New-1](https://www.efa.agency/hs-fs/hubfs/New-1.png?width=80&height=89&name=New-1.png "New-1")](https://efa.agency?hsLang=en) Address: 4695 MacArthur Ct, 11th Floor Newport Beach, CA 92660 Phone: (866) 880-3367 Email: info@efa.agency - [WHO WE ARE](https://www.efa.agency/who-we-are) - [CONTACT US](https://www.efa.agency/contact-us) - [OUR PLANNING MODEL](https://www.efa.agency/our-planning-model) - [RISK ANALYZER](https://app.onpointeriskanalyzer.com/entryform/BF0CBFFC-70D2-49E1-87A1-C235D7FAF7AD) - [PRO CALCULATOR](https://www.efa.agency/pro-calculator) - [KAI-ZEN FREE ESTIMATE](https://www.myilia.com/agent-link/49542722-fa79-451f-bc1a-7d432f447b62) - [ARTICLES](https://www.efa.agency/articles) - [FAMILY PROTECTION](https://www.efa.agency/family-protection) - [RETIREMENT](https://www.efa.agency/family-protection-0) - [KAI-ZEN](https://www.efa.agency/retirement-supercharged) - [WEALTH MANAGMENT](https://www.efa.agency/wealth-management) - [COMPANY BENEFITS](https://www.efa.agency/company-benefits) - [TAX MITIGATION](https://www.efa.agency/tax-mitigation) - [ESTATE PLANNIN](https://www.efa.agency/estate-planning) - [FOREIGN NATIONAL PROGRAM](https://www.efa.agency/foreign-national-programs) - [COLLEGE FUNDING](https://www.efa.agency/college-funding-plans) FOLLOW US [Follow us on Facebook](https://www.facebook.com/eternity.financial.alliance/) [Follow us on LinkedIn](https://www.linkedin.com/company/eternity-financial-alliance-insurance-solutions-inc) [Follow us on Twitter](https://x.com/Eternity_Financ) [Follow us on Instagram](https://www.instagram.com/eternityfinancialalliance/) [![New CF2 Logo v2](https://www.efa.agency/hs-fs/hubfs/New%20CF2%20Logo%20v2.png?width=3300&height=2550&name=New%20CF2%20Logo%20v2.png "New CF2 Logo v2")](https://efa.agency?hsLang=en) [![BBB-Logo-1](https://www.efa.agency/hs-fs/hubfs/BBB-Logo-1.png?width=150&height=77&name=BBB-Logo-1.png "BBB-Logo-1")](https://efa.agency?hsLang=en) Copyright © Eternity Financial Alliance 2025 All Rights Reserved [Terms and Conditions](https://www.efa.agency/terms-and-conditions?hsLang=en) | [Privacy Policy](https://www.efa.agency/privacy-policy?hsLang=en) Cookie Settings